Pants are cool - if you love em, wear em! But I have found, as my body shape changes with age and new hiking and biking muscles, that pants are not the well fitting friend that they once were. Skirts and kilts provide a freedom of movement and fit that pants do not. But the bigger reason for adding an insulated skirt to your closet is that you can target areas that tend to get colder and add a new tool to your layering toolbox. I find that that the fronts of my thighs, rear end and middle get the coldest first, so having another layer over these spots keeps me happy. Having a separate layer of protection provides options for different conditions. Check out this post to read more about insulated skirts, kilts and wraps and a few more ideas of how to stay toasty this winter.